|
Loan
Rates
| Loan Type |
APR* |
| NEW AUTO (2010 and 2009 Models) |
- 2010 Models New
- 2010 to 2009 Models Used
- 100% financing On Approved Credit
- May Finance (Trade In) NADA Book Value On Approved Credit
- Interest Rate is subject to Credit Score **
- Motorcycle Loans 1% above vehicle rates.
|
| 1-4 years |
3.49% APR
|
| 5 years |
3.99% APR
|
| 6 years |
4.50% APR
|
| USED AUTO |
- 2008 to 2006 Models Used
- We will consider financing an extra year if the vehicle
has low mileage
the rate is 0.25 higher.
|
| 1 to 4 years |
3.99% APR |
| USED AUTO |
|
|
| 1 to 3 years |
3.99% APR |
| USED AUTO |
|
|
| 1 to 3 years |
5.25% APR |
| MORTGAGE FIXED 1ST |
|
|
TOP 3 REASONS You Should Choose Hi-Land Credit Union to
Finance or Refinance Your Mortgage...
1. ONLY $135 VS. THOUSANDS IN LENDER FEES*
We DON'T charge: Origination, Underwriting, Credit Report, Wire
or Any Other Crazy Lender Fees, Saving You Thousands of
Dollars!!! We only assess a minimal document fee of
$135.00 for processing your loan.
2.WE DON'T SELL OUR LOANS
You will always work exclusively with us throughout the life
of your loan!!
3. LIGHTENING FAST CLOSES
All of our loans are underwritten in-house, allowing us to close
your loan in as little as 7-10 days!!
*Title Insurance, Flood Insurance, Appraisal and Lender Doc
Fee may apply
**Interest Rate is subject to Credit Score
|
| 5 year |
Please Call |
| 10 year |
Please Call |
| 15 year |
Please Call |
| 30 year with a 15 year call |
Please Call |
| MORTGAGE FIXED 2nd |
|
- Lend 75% of Tax Notice Value or Appraisal, On Approved Credit
- Title Insurance, Flood Insurance, and
Appraisal Fees may apply
- Interest
Rate is subject to Credit Score **
|
| 5 year |
7.15% APR |
| 10 year |
7.40% APR |
| 15 year |
7.99% APR |
| MORTGAGE
HOME EQUITY LINE OF CREDIT |
| Loan to Value |
Rate |
Maximum Line |
| 0-80% |
Prime |
$50,000.00 |
| 81-90% |
Prime + 1.5% |
$15,000.00 |
| IMPROVED PROPERTY FIXED |
|
- $190,000 Maximum Loan Amount
- Lend 75% of Tax Notice Value or Appraisal, On Approved Credit
- Title Insurance, Flood Insurance, and
Appraisal Fees may apply
- Interest
Rate is subject to Credit Score **
|
| 5 year |
10.75% APR |
| 10 year |
11.25% APR |
| SHARE SECURED |
- Maximum of 5 year financing
- Secured By: Regular Shares
|
| 1 to 5 years |
5.90% APR |
| LOC - LINE OF CREDIT / OVERDRAFT LOAN (#6 Loan)
|
- On Approved Credit
- No Annual Fee
- Fixed Rate, Open-end Term
- Advance to cover checks written on same account
- Advance in person, by phone,
and 24-Hour Web Teller
|
| Line of credit |
18.00% APR |
| SIGNATURE (UNSECURED)
LOANS |
- On Approved Credit
- Fixed Rate, Fixed Term
- Minimum advance of $200
- Maximum advance of $3500
|
| 1 year |
11.90% APR
|
| 3 year |
12.90% APR
|
* APR = Annual Percentage Rate
** APY = Annual Percentage Yield
Rates are subject to change at anytime. For up to
date rate information:
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