Effective: 01/06/2021
New & Used Auto Loans
| Model Year(s) | Maximum Loan Term |
APR |
|---|---|---|
| 2021 – 2019 | 24 Months | 1.99% |
| 2021 – 2019 | 36 Months | 1.99% |
| 2021 – 2019 | 48 Months | 1.99% |
| 2021 – 2019 | 60 Months | 1.99% |
| 2021 – 2019 | 72 Months | 2.25% |
| 2021 – 2019 | 84 Months | 2.99% |
| 2018 – 2016 | 24 Months | 1.99% |
| 2018 – 2016 | 36 Months | 1.99% |
| 2018 – 2016 | 48 Months | 1.99% |
| 2018 – 2016 | 60 Months | 1.99% |
| 2015 – 2013 | 24 Months | 1.99% |
| 2015 – 2013 | 36 Months | 1.99% |
| 2015 – 2013 | 48 Months | 1.99% |
| 2012 – 2010 | 24 Months | 3.50% |
| 2012 – 2010 | 36 Months | 3.50% |
| 2012 – 2010 | 48 Months | 3.50% |
| 2009 – 2002 | 24 Months | 4.50% |
| 2009 – 2002 | 36 Months | 4.50% |
| 2009 – 2002 | 48 Months | 4.50% |
RV & Boat
| Maximum Loan Term |
APR |
|---|---|
| 60 Months | 4.74% |
| 72 Months | 5.19% |
| 84 Months | 5.19% |
| 96 Months | 5.19% |
| 120 Months | 5.19% |
- Must be newer than 10-years old.
Other Consumer Loans
| Loan Type | Maximum Loan Term |
APR |
|---|---|---|
| Share Secured | 60 Months | 3.24% |
| Overdraft Line of Credit | Open-End | Prime Rate |
| Signature Loan | 12 Months | 7.90% |
| Signature Loan | 36 Months | 8.90% |
Unsecured Loans
| Loan Type | Maximum Loan Term |
APR |
|---|---|---|
| Unsecured | 12 Months | 7.90% |
| Unsecured | 36 Months | 8.90% |
- Amounts available for new members with excellent credit
- $1,000 available immediately
- $3,500 available after 6 months
- APR is Annual Percentage Rate.
- 100% vehicle financing available OAC.
- Motorcycle Loans 1% above vehicle rates.
- All rates subject to change without notice.