Loan Rates
Effective: 02/07/2023
New & Used Auto Loans
|
Model Year(s) |
Maximum Loan Term |
APR |
|
2023 – 2022 |
24 Months |
5.99% |
|
2023 – 2022 |
36 Months |
5.99% |
|
2023 – 2022 |
48 Months |
5.99% |
|
2023 – 2022 |
60 Months |
5.99% |
|
2023 – 2022 |
72 Months |
6.49% |
|
2023 – 2022 |
84 Months |
7.24% |
|
2021 – 2019 |
24 Months |
5.99% |
|
2021 – 2019 |
36 Months |
5.99% |
|
2021 – 2019 |
48 Months |
5.99% |
|
2021 – 2019 |
60 Months |
5.99% |
|
2018 – 2016 |
24 Months |
5.99% |
|
2018 – 2016 |
36 Months |
5.99% |
|
2018 – 2016 |
48 Months |
5.99% |
|
2015 – 2013 |
24 Months |
7.99% |
|
2015 – 2013 |
36 Months |
7.99% |
|
2015 – 2013 |
48 Months |
7.99% |
|
2012 – 2005 |
24 Months |
8.99% |
|
2012 – 2005 |
36 Months |
8.99% |
|
2012 – 2005 |
48 Months |
8.99% |
RV & Boat
|
MaximumLoan Term |
APR |
|
60 Months |
8.48% |
|
72 Months |
8.93% |
|
84 Months |
8.93% |
|
96 Months |
8.93% |
|
120 Months |
8.93% |
- Must be newer than 10-years old.
Other Consumer Loans
|
Loan Type |
MaximumLoan Term |
APR |
|
Share Secured |
60 Months |
5.99% |
|
Overdraft Line of Credit |
Open-End |
Prime Rate |
|
Signature Loan |
12 Months |
7.90% |
|
Signature Loan |
36 Months |
8.90% |
Unsecured Loans
| Loan Type | Maximum Loan Term |
APR |
|---|---|---|
| Unsecured | 12 Months | 7.90% |
| Unsecured | 36 Months | 8.90% |
- Amounts available for new members with excellent credit
- $1,000 available immediately
- $3,500 available after 6 months
- APR is Annual Percentage Rate.
- 100% vehicle financing available OAC.
- Motorcycle Loans 1% above vehicle rates.
- All rates subject to change without notice.