Mortgage Rates
Effective: 03/17/2023
Fixed Rate First Mortgage
|
Mortgage Term |
APR |
|
5 Year |
5.25% |
|
10 Year |
5.25% |
|
15 Year |
5.25% |
|
20 Year with a 15 Year Call |
5.50% |
|
30 Year with a 15 Year Call |
5.75% |
Fixed Rate Second Mortgage
| Mortgage Term | Maximum LTV | APR |
|---|---|---|
| 5 Year | 75% | 8.15% |
| 10 Year | 75% | 8.40% |
| 15 Year | 75% | 8.99% |
Home Equity Line of Credit (HELOC)
| Maximum LTV | Maximum LOC | APR |
|---|---|---|
| 0-80% | $50,000 | Prime Rate |
- APR is Annual Percentage Rate.
- Appraisal, Flood Insurance, Title Insurance, and Title Fees may apply.
- All Rates Subject to Change Without Notice.
- Disclosures: Home Equity Line of Credit (HELOC)
*Annual Percentage Rate may vary. Maximum APR 18.00%. Limited to residential owner-occupied homes. APR = Annual Percentage Rate. Equal Housing Lender. NMLS #789558. These plans have a variable rate feature and the APR and minimum payment may change as a result. The annual percentage rate is based on the value of an index. The index is the Prime Rate published in the Money Rates column of the Wall Street Journal. When a range of rates has been published, the highest rate will be used. To determine the annual percentage rate that will apply to your account, we add a margin to the value of the Index. The margin you will receive is based on your creditworthiness and loan-to-value.