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Mortgage Rates

 

 

Effective: 02/24/2022

 

 

 

Fixed Rate First Mortgage

 

Mortgage Term

APR

5 Year

4.25%

10 Year

4.25%

15 Year

4.25%

20 Year with a 15 Year Call

4.50%

30 Year with a 15 Year Call

4.75%

 

 

Fixed Rate Second Mortgage

 

 

Mortgage Term Maximum LTV APR
5 Year 75% 7.15%
10 Year 75% 7.40%
15 Year 75% 7.99%

 

 

 

Home Equity Line of Credit (HELOC)

 

Maximum LTV Maximum LOC APR
0-80% $50,000 Prime Rate

 

 

 

  • APR isĀ Annual Percentage Rate.
  • Appraisal, Flood Insurance, Title Insurance, and Title Fees may apply.
  • All Rates Subject to Change Without Notice.
  • Disclosures: Home Equity Line of Credit (HELOC)
    *Annual Percentage Rate may vary. Maximum APR 18.00%. Limited to residential owner-occupied homes. APR = Annual Percentage Rate. Equal Housing Lender. NMLS #789558. These plans have a variable rate feature and the APR and minimum payment may change as a result. The annual percentage rate is based on the value of an index. The index is the Prime Rate published in the Money Rates column of the Wall Street Journal. When a range of rates has been published, the highest rate will be used. To determine the annual percentage rate that will apply to your account, we add a margin to the value of the Index. The margin you will receive is based on your creditworthiness and loan-to-value.